TERMS AND CONDITIONS

Last updated: March 17, 2026


Thank you for using the Institute of Interpreting and Translation!

 

The Institute of Interpreting and Translation, LLC, together with its trade names and “doing business as” (DBA) brands, including but not limited to Horizon Interpreting & Translation Institute, and Horizon Immigration Institute, and/or its affiliates and subsidiaries (collectively, "Institute," “Company,” "us," "we," or “our”) are pleased to provide to you certain websites, software, applications, content, products, courses, seminars, webinars, workshops, trainings, conferences, presentations, coaching, memberships, books, materials, platforms, tools, interpretation and translation services, and services in any format or channel, now known or hereafter devised (“Products”).


Our Privacy Notice explains how we collect and use personal information.


PLEASE READ THESE TERMS AND ANY SPECIFIC AND/OR SUPPLEMENTAL TERMS AND CONDITIONS CAREFULLY BEFORE USING THE PRODUCTS AS THEY AFFECT YOUR LEGAL RIGHTS. THESE TERMS GOVERN YOUR USE OF THE INSTITUTE’S PRODUCTS IN GENERAL. BY USING THE INSTITUTE’S PRODUCTS, YOU AGREE TO BE BOUND BY THESE TERMS AND ANY SPECIFIC AND/OR SUPPLEMENTAL TERMS AND CONDITIONS.

 

ANY DISPUTES BETWEEN YOU AND US, EXCEPT DISPUTES RESOLVED IN SMALL CLAIMS COURT OR TO SEEK TEMPORARY, PRELIMINARY, OR PERMANENT INJUNCTIVE RELIEF IN A COURT OF COMPETENT JURISDICTION TO PROTECT INTELLECTUAL PROPERTY RIGHTS, ARE SUBJECT TO A CLASS ACTION WAIVER AND JURY TRIAL WAIVER, AND MUST BE RESOLVED BY INDIVIDUAL BINDING ARBITRATION. PLEASE READ THE ARBITRATION PROVISION (SECTION 8. BELOW) AS IT AFFECTS YOUR RIGHTS UNDER THIS CONTRACT.



1.  ​THESE TERMS OF USE ARE A CONTRACT BETWEEN YOU AND US.

1.1.  Binding Contract. These terms of use (“Agreement”) are a contract between you and the Institute of Interpreting and Translation, LLC, including its trade names and “doing business as” (DBA) brands, such as Horizon Interpreting & Translation Institute, and Horizon Immigration Institute, and its affiliates and subsidiaries.

 

1.2.  Agreement. You represent to the Institute that you have read, understood, and expressly agree to be bound by this Agreement, and the terms, conditions, and notices contained or referenced herein, whether you are (a) registering or creating an Institute account (and agree to this Agreement at the time you create that account or register), or (b) attending or enrolling in a course, training, seminar, presentation, conference, coaching session, or any type of educational offering or related event, or (c) placing and order, or (d) requesting or paying for any service, including interpretation and translation services, or requesting a quote for such services, or (f) you simply browse, use, or access an Institute Product offered directly by the Institute or through a third party (and agree to this Agreement when you browse, use, or access any aspect of the Institute Product). If you do not agree to the Agreement, you may not use the Institute Products.

 

1.3.  Supplemental Terms. This Agreement governs the Institute’s Products in general. More specific and/or supplemental terms and conditions may apply to some Products, including but not limited to, a particular contest, sweepstakes or promotion, software, application, promotional code, service or other activity; availability of certain merchandise, content, programs, or other activities; conditions or other limitations to the Institute’s Products for users under certain ages; and/or specific terms or restrictions that may accompany certain territories, programs, content, products, websites, applications or other software. Any supplemental terms and conditions are in addition to this Agreement and, in the event of a conflict, the supplemental terms will prevail over this Agreement. If you do not agree to the applicable supplemental terms and conditions disclosed, you may not use the Institute Product.

 

1.4.  Amendments. The Institute reserves the right to modify, update, or revise this Agreement at any time, in its sole discretion. Any changes will be effective immediately upon either our dispatch of a notice to you or our posting of the amended terms through the Institute Products, or the third party that makes Institute Products available to you. You are responsible for periodically reviewing this Agreement for updates and amendments. By continuing to use the Institute Products you will be deemed to have agreed to and accepted any amendments. If you do not agree to any change to this Agreement, you must discontinue using the Institute Products. Our customer service representatives are not authorized to modify any provision of this Agreement, either verbally or in writing.

 

1.5.  Electronic Notice. You consent to receive notices, including agreements, disclosures, and other communications, electronically from us at the email address you have provided or used to communicate with us. You agree that these electronic notices satisfy any legal requirements that such communications be in writing.

2.  ​ABOUT THE PRODUCTS.

2.1.   Scope of the Products. Among the Products offered by the Institute, there are educational and professional development services, which may include but are not limited to: 

  •  Recorded and/or live online and in-person trainings, webinars, workshops, presentations, seminars, and conferences,
  • Coaching services,
  • Membership-based educational content,
  • Continuing Education (CE) activities, when expressly stated,
  • Digital and printed books/publications, and educational materials,
  • Translation and interpretation services.

 All of the Products, services, materials, and content provided by the Institute are offered for educational and informational purposes only.

 

2.2.  No Academic Credit, Employment, or Continuing Education Representation. Participation or purchase of any of the Institute’s Products do not grant academic credit, college or university credit, licensure, or formal educational certification, unless expressly stated in writing by the Institute.

The Institute does not guarantee employment, job placement, career advancement, licensure, certification, or professional outcomes as a result of participation or purchase of any of the Products.

Continuing Education (CE) credit, professional development hours, or any similar certification or recognition are not guaranteed. Such credit or recognition will be awarded only when expressly stated in writing for a specific training or program, and only upon full attendance and completion of all applicable requirements. Any CE credit or professional development recognition remains subject to the approval, standards, and final determination of the applicable third-party licensing board, certifying body, or regulatory agency.

 

2.3.  No Professional Advice. The content provided through the Institute’s Products does not constitute legal, medical, immigration, financial, or other professional advice or diagnosis, cannot be used for those purposes, and does not create an attorney-client, consultant-client, or provider-patient relationship.

Participants and users are responsible for independently verifying information and complying with applicable laws, regulations, and professional standards relevant to their work or jurisdiction.

Laws, regulations, policies, and best practices—particularly in areas such as immigration, law, healthcare, and compliance—are subject to change. The Institute makes no guarantee that the Products remain current, complete, or applicable to every situation.

 

2.4.  Independent Views and No Affiliation Endorsement. All opinions, viewpoints, interpretations, and statements expressed in the Institute’s Products are solely those of the Institute and do not represent or reflect the views, positions, policies, or endorsements of any government agency, employer, organization, institution, accrediting body, founder, or other third party affiliated or not affiliated to the Institute, its employees, instructors, or volunteers.

Any reference to third-party organizations, agencies, employers, institutions, or professional bodies is for educational or informational purposes only and does not imply affiliation, partnership, sponsorship, approval, or endorsement.

This applies regardless of any past, current, or future relationships that the Institute, its instructors, employees, contractors, or volunteers may have with such third parties.

 

2.5.  Certificates of Completion of Courses. Certificates of Completion, when applicable, will be issued within two (2) weeks of the participant’s successful completion of all training requirements, including full attendance and passing any required assessments.

Participants must ensure that their name is entered correctly during registration or enrollment, exactly as it should appear on the certificate. The Institute is not responsible for errors resulting from incorrect or incomplete information provided by the participant. If you notice an error in the spelling of your name and need to correct it, please contact us at info@institutetranslator.com, and we will try to resolve it.

 

2.6.  Right to Modify, Suspend, or Discontinue Products. The Institute Products are constantly evolving and will change over time. The Institute reserves at its own discretion the right to make such changes by canceling, interrupting, remove, rescheduling, modifying, or discontinuing any of the Products displayed or distributed by us, including but not limited to trainings, online courses, books, and materials, or change the point value or weight of any assignment, quiz, or other assessment.

We will not be liable if for any reason all or any part of any of our Products is unavailable at any time or for any period. From time to time, we may restrict user access, including registered user access, to all or some parts of the Products.

 

2.7.  Geographic Restrictions. The Institute is based in the State of Washington in the United States. We provide the Products for use only by persons located in the United States. We make no claims that any of the Products or any of its content is accessible or appropriate outside of the United States. Access to the Products may not be legal by certain persons or in certain countries. If you access the Products from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

3. ​CONDITIONS OF USER ACCESS AND CONTENT USE. 

3.1.  Eligibility. To access or use the Institute’s Products, you must be at least eighteen (18) years of age or have the legal capacity to enter into a binding agreement.

By using or accessing the Institute’s Products, you represent and warrant that you meet these eligibility requirements and that any information you provide is accurate, current, and complete.

 

3.2.  User Accounts and Access. Some of the Institute’s Products permit or require you to create an account to participate or to secure additional benefits. You agree that any information you provide and maintain is accurate, current and complete, including your contact information for notices and other communications from us and your payment information. You agree not to impersonate or misrepresent your affiliation with any person or entity, including using another person’s username, password or other account information, or another person’s name or likeness, or provide false details for a parent or guardian. You agree that we may take steps to verify the accuracy of information you provide, including contact information for a parent or guardian.

You agree that all information you provide to the Institute, including, but not limited to, through the access to any of our Products, is governed by our Privacy Notice, and you consent to all actions we take with respect to your information consistent with our Privacy Notice.

You agree that you will not share your account or account information with others. You are responsible for taking reasonable steps to maintain the confidentiality of your username and password, and you are responsible for all activities under your account that you can reasonably control. You agree to promptly notify us of any unauthorized use of your username, password or other account information, or of any other breach of security that you become aware of involving your account or the Institute’s Products. Account access is personal and non-transferable, unless expressly authorized in writing by the Institute.

 

3.3.  User-generated Content, Comments, and Submissions.

3.3.1.  You are solely responsible for the content of your Submissions (i.e., user-generated content including but not limited to: comments, forum messages, reviews, text, video, audio and photographs, as well as computer code and applications) (each, a "Submission") to any of our Products. Your submissions will be considered non-confidential, except for the documents or information submitted privately for translation or interpretation services. You shall not upload to, or distribute or otherwise publish to any of our Products, any libelous, defamatory, obscene, pornographic, abusive, or otherwise illegal material.

You agree that you will not threaten or verbally abuse other users of the Products, use defamatory language, or deliberately disrupt discussions with repetitive messages, meaningless messages or "spam."

You agree not to use language that abuses or discriminates on the basis of race, religion, nationality, gender, sexual preference, age, region, disability, etc. Hate speech of any kind is grounds for immediate and permanent termination or suspension of access to any or part of the Products.

3.3.2.  Without the express approval of the Institute, you may not distribute or otherwise publish any material containing any solicitation of funds, advertising or solicitation for goods or services through the Products.

3.3.3.  You acknowledge that any Submissions you make to the Products may be edited, removed, modified, published, transmitted, and displayed by the Institute and you waive any rights you may have in having the material altered or changed in a manner not agreeable to you.

3.3.4.  You represent and warrant that you own or control all rights in and to the Submissions and have the right to grant the license granted above to us.

3.3.5.  You grant the Institute a perpetual, nonexclusive, world-wide, royalty free, sub-licensable license to any content you submit within our Products, which includes without limitation the right for the Institute or any third party it designates, to use, copy, transmit, excerpt, publish, distribute, publicly display, publicly perform, create derivative works of, host, index, cache, tag, encode, modify and adapt (including without limitation the right to adapt to streaming, downloading, broadcast, mobile, digital, thumbnail, scanning or other technologies) in any form or media now known or hereinafter developed, any submission posted by you on or to the Products. This clause excludes any documents or information you submit privately for translation or interpretation services.

3.3.6.  We have the right to (1) remove or refuse to post any Submission for any or no reason in our sole discretion; (2) take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Products.

 

 3.4.   Suspension or Termination by the Institute. The Institute reserves the right, at its sole discretion, to suspend, restrict, or terminate your access to all or any part of its Products at any time, with or without notice, and with any reason or no reason, including but not limited to any violations of this Agreement or any supplemental terms, misuse of the Products, unlawful, unethical or harmful conduct, or situations where the Institute determines that it does not wish to continue doing business with you.

Termination or suspension may occur without refund, consistent with the Institute’s refund and return policies.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone accessing or requesting access to the Products. YOU WAIVE AND HOLD HARMLESS THE INSTITUTE, ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS, FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

 

3.5.  Effect of Termination. Upon termination or suspension of your access, your right to use or access any of the Product, services, content, or materials provided by the Institute shall immediately cease. Any licenses granted to you under this Agreement shall be automatically revoked. The Institute reserves the right to disable or delete your account and any associated data, subject to applicable law. Notwithstanding such termination or suspension, this Agreement shall survive the termination of your access to any of our Products and shall remain in full force and effect to the extent necessary to enforce its provisions.

 

3.6.  User-Initiated Termination. You may stop using the Institute’s Products at any time. However, termination by the user does not entitle the user to any refund, credit, or reimbursement, except as required by applicable law.

4.  ​LICENSE GRANT AND RESTRICTIONS.

4.1. Ownership of Content. All of the Products and intellectual property made available through the Institute, including but not limited to websites, software, applications, content, courses, seminars, webinars, workshops, trainings, conferences, presentations, coaching, memberships, books, materials, platforms, tools, slides, handouts, recordings, publications, curricula, graphics, logos, videos, audio, text, assessments, and website content, are owned by the Institute or licensed to the Institute and are protected by applicable intellectual property laws.

Nothing in this Agreement grants you any ownership rights in the Institute’s intellectual property.


4.2. Limited License to Users. Subject to compliance with this Agreement, the Institute grants users a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Institute’s Products solely for personal, educational, professional development, and noncommercial purposes, only for as long as that the Institute Product is made available to you by us, or an authorized third party, and only in accordance with this Agreement and/or the specific terms that apply to that Institute Product, with no right to reproduce, distribute, record, communicate to the public, make available to the public, or transform any Institute Product, including in connection with any use, creation, development, modification, prompting, fine-tuning, training, testing, benchmarking or validation of any artificial intelligence or machine learning tool, model, system, algorithm, product or other technology (“AI Tool”), in any media format or channel now known or hereafter devised (except as may be expressly described within the Institute Product or used in an Institute Product in the manner for which it was intended).

This is a license agreement and not an agreement for sale or assignment of any rights in the Institute Products. Except as we specifically agree in writing, no element of the Institute Products may be used or exploited in any way other than as part of the authorized Product made available to you. You may own the physical media on which elements of the Institute Products are made available to you, but we retain full and complete ownership of the Institute’s intellectual property. We do not transfer title to any portion of the Institute Products, including websites, software, applications, content, virtual items or other materials and/or services to you. Likewise, the purchase of a license to use any Institute Product does not create an ownership interest in the Institute Products or other materials and/or services provided by the Institute.

 

4.3.  Restrictions on Your Use of the Institute’s Products. You agree to use the Institute’s Products in a lawful, respectful, and professional manner. You agree that you will not nor permit another person to do any of the following without our express written permission, and that these restrictions are a condition to your license: 

a.  circumvent or disable any content protection system or digital rights management technology, access controls, and visible or invisible watermarking technology used in connection with the Institute Product;

b.  copy, reproduce, record, rebroadcast, transmit, distribute, resell, or share any Institute Product without written permission from us;

c.  record live or recorded courses, seminars, webinars, workshops, trainings, conferences, presentations, coaching session, phone call, or other Products without express authorization from us;

d.  create derivative works of the Institute Product or any part thereof, except as and only to the extent that any foregoing restriction is prohibited by applicable law;

e.  move, decompile, reverse-engineer, disassemble, or otherwise reduce to human-readable form the Institute Products and/or the video player(s), underlying technology, any digital rights management mechanism, device, or other content protection or access control measure incorporated into the video player(s);

f.  modify the Institute Products, including, but not limited to, by removing identification, copyright or other proprietary notices from the Institute Products, or by framing, mirroring, or utilizing similar techniques;

g.  access or use the Institute Products in a manner that suggests an association with us, our Products, services or brands;

h.  use the Institute Products for any commercial or business-related use or build a business utilizing the Institute Products, or engage in any activity to enable third parties to engage in any of the foregoing activities, in each case whether or not for profit;

i.  bypass, modify, defeat, tamper with or circumvent any of the functions or protections of the Institute Products;

j.  access, monitor, copy or extract the Institute Products using a robot, spider, script, or other automated means, including, for the avoidance of doubt, for the purposes of creating or developing any AI Tool, data mining or web scraping or otherwise compiling, building, creating or contributing to any collection of data, data set or database (other than for a public search engine’s use of spiders for creating search indices to the extent not disallowed by the Institute, including through the applicable robots.txt files or NOINDEX or NOFOLLOW meta-tags);

k.  damage, disable, overburden or impair the Institute Products;

l.  interfere with or disrupt the Institute’s platforms, Products, services, or systems; or

m.  use part or any of the Institute Products in an unlawful manner, for any unlawful, misleading, or unethical purposes, or in any manner inconsistent with this Agreement.

 

Any attempt to perform any of the restricted actions listed above is a violation of the rights of the Institute and/or the intellectual property rights holder. Failure to comply with these conditions may result in immediate suspension or termination of access to the Products without refund.

 

4.4. Claims of Copyright Infringement. Notifications of claimed copyright infringement and counter notices must be sent in English to: info@institutetranslator.com

5. ​PAYMENTS, CHARGEBACKS, AND REFUNDS.

5.1.  Payment Terms and Customer Responsibilities. All prices are listed in U.S. dollars, unless otherwise stated, and are subject to change at the Institute’s discretion.

The Institute accepts payment by the authorized methods made available at the time of purchase or contracting.

When you provide payment information, you represent and warrant that (a) the information is accurate, true and complete, (b) that you are authorized to use the payment method provided and authorize the Institute to charge the applicable fees; (c) you will promptly review your order confirmation and receipts and notify us of any discrepancies within five (5) business days of receipt, and (d) that you will notify us of changes to the payment information. We reserve the right to utilize third party payment processors.

You agree not to initiate a chargeback for any transaction that complies with the disclosed purchase terms, including delivery timelines, return and refund policies, and any applicable processing, restocking, or service fees disclosed at or before checkout.

 

5.2.  Order Confirmations and Records. Upon placing an order in the Institute’s platform, you will receive an electronic confirmation to the email address provided when you create an account, at checkout, or when requesting a quote. You are responsible for maintaining accurate contact information and for retaining copies of all order confirmations, invoices, shipping confirmations, and correspondence related to your order.

 

5.3.  Chargebacks, and Returns. All payments made to the Institute by credit card, debit card, pre-paid card, electronic transfer, or any other valid form of payment, are not subject to dispute, chargeback, forced refund, or return to the cardholder or payer for any reason except as stated in this Agreement and when required by applicable law.

By completing your purchase or placing and order, you agree: (a) to first contact us to attempt to resolve any service, delivery, quality, or billing issues; (b) not to file a chargeback for transactions that were processed in accordance with disclosed terms and where we have provided or stand ready to provide the purchased goods or services; and (c) that we may provide the card networks and issuing banks with all documentation evidencing your authorization, delivery, usage, communications, and our refund/return policy in response to any chargeback.

If a chargeback is filed, we reserve the right to suspend or terminate access to the Products or other services, decline future orders, and recover, to the extent permitted by law, any fees or losses incurred as a result of improper or unfounded chargebacks.

 

5.4.  Refund and Exchange Policy.

5.4.1.  Trainings Refund Policy. All sales of the Products, including courses, seminars, webinars, workshops, trainings, online conferences or presentations, coaching programs, either live or on-demand, wither in bundle or individual, or any other type of training or educational content provided by the Institute, are final, non-refundable, non-exchangeable, and non-transferable.

The Institute is not responsible for technical issues that prevent participation, including but not limited to internet connectivity issues, device compatibility, software problems, or platform access limitations. Participants are responsible for ensuring their availability to attend at the scheduled date and time.

 

5.4.2.  Memberships Refund Policy. The sale of a Membership is final, non-refundable, non-exchangeable, and non-transferable. Once a membership is activated and access to membership content, resources, or benefits is granted, no refunds, partial refunds, cancellations, or transfers will be issued for any reason. This includes, but is not limited to, non-use of the membership, dissatisfaction with content, or changes in personal or professional circumstances.

  

5.4.3.   Subscription Refund and Cancellation Policy. If any Product, including memberships, bundle offerings, and any type of training or educational content in any format, is offered as a subscription, the following terms apply:        

  • All subscription sales and fees are final, non-refundable, non-exchangeable, and non-transferable.
  • Once a subscription is activated and access to subscription Products, content, services, or benefits is granted, no refunds, partial refunds, credits, or prorated reimbursements will be issued for any reason. This includes, but is not limited to, non-use, dissatisfaction with content, scheduling conflicts, or changes in personal or professional circumstances.
  • Unless otherwise stated at the time of purchase, the Product’s subscriptions automatically renew at the end of each billing cycle using the payment method on file, unless canceled by the user prior to renewal.
  • Users may cancel a subscription at any time prior to the next billing date through their account settings or by contacting the Institute, in accordance with the instructions provided at the time of purchase. The sale of the subscription remains final, non-refundable, non-exchangeable, and non-transferable.
  • It is the user’s responsibility to cancel a subscription prior to renewal if they do not wish to continue.
  • Cancellation stops future renewals only. The membership subscription to the Product will remain active through the end of the current paid billing period, and access will terminate at the expiration of that period.
  • No refunds or credits will be issued for any unused time, early cancellation, or partial billing period.
  • If a subscription payment fails or is reversed, the Institute reserves the right to suspend or terminate access to subscription services until payment is successfully processed.

 

5.4.4.  Speaker Engagements Refund Policy. When the Institute or its representatives are hired to deliver a presentation, workshop, conference, keynote, or training to an organization, agency, individual, or other entity (“Client”), the following refund and cancellation terms apply:

  • Fees are to be paid at the time the engagement is confirmed or contracted.
  • All presentation fees are final, non-refundable, non-exchangeable, and non-transferable once the engagement is confirmed, scheduled, or contracted.
  • If the Client cancels the presentation for any reason, no refund will be issued, including deposits or advance payments.
  • If the Client requests to reschedule, approval is at the sole discretion of the Institute and may be subject to additional fees.
  • If the Institute cancels the presentation, the Institute’s liability is limited to rescheduling the presentation or refunding fees actually paid, at the Institute’s discretion.
  • The Institute is not responsible for costs incurred by the Client, including but not limited to venue fees, travel expenses, or promotional costs.

 

5.4.5.  Translation Services Refund Policy. Translation services are final, non-refundable, non-exchangeable, and non-transferable once the service has been agreed upon and paid. As such, the following terms apply:

  • Once a translation project is accepted and the work has started, no refunds or partial refunds will be issued, regardless of whether the client later decides not to use the translated materials.
  • Completed and delivered translations are final and non-refundable.
  • Refunds will not be issued for dissatisfaction based on stylistic preferences, formatting choices, or subjective interpretations, provided the translation meets the agreed-upon scope and language pair.
  • Minor revisions to address objective errors may be provided at the Institute’s discretion if requested within a reasonable time after delivery.
  • If a client cancels a translation project before work has begun, any refund issued will be at the sole discretion of the Institute and may be subject to administrative fees.

 

5.4.6.  Interpretation Services Refund Policy. Interpretation services are reserved in advance and require blocking professional time. As such, the following cancellation and refund terms apply:

  • All scheduled interpretation services are non-refundable, non-exchangeable, and non-transferable once confirmed and paid for.
  • Cancellations, no-shows, late arrivals, or early terminations by the client do not qualify for a refund, credit, or rescheduling.
  • If interpretation services are canceled by the client with insufficient notice, the full agreed-upon fee remains due.
  • The Institute is not responsible for client delays, incomplete information, scheduling changes, or failures to appear that limit or prevent the provision of services.
  • If the Institute cancels or fails to attend to the appointment, the Institute’s liability is limited to rescheduling the presentation or refunding fees actually paid, at the Institute’s discretion.

  

5.4.7.  Digital Books and Educational Materials Return and Refund Policy. All sales of digital books, eBooks, downloadable PDFs, and other digital publications provided by the Institute are final, non-refundable, non-exchangeable, and non-returnable.

Due to the digital nature of these products and the immediate access granted upon purchase or download, no refunds, exchanges, cancellations, or returns will be issued once the digital book has been delivered, accessed, or downloaded.

 

5.5.  Billing Questions and Dispute Resolution. Please retain a copy of this Agreement and your order confirmation for your records. If you have questions about a charge, please contact us first so we can assist:

Email: billing@institutetranslator.com

We make reasonable efforts to address billing concerns promptly and fairly. Initiating a chargeback without giving us an opportunity to resolve the issue may delay your remedy and could be considered a misuse of the chargeback process under card network rules. 

6. ​USAGE RULES.

6.1. Third-Party Services, Platforms, and Tools. The Institute may integrate, be integrated into, use, or be provided in connection with third-party platforms, software, websites, applications, and/or content.  We do not control those third-parties or the products they make available. You should read the terms of use agreements and privacy notices that apply to such third-party products.

However, these third-parties are not a party to this contract. You agree that your access to the Institute Products using the third-parties’ platforms, software, websites, applications, and/or content, also shall be subject to the usage terms set forth in the applicable third-party’s terms of service. You represent to the Institute that you have read and agreed to those terms.

The Institute does not endorse, control, or assume responsibility for any third-party websites, products, services, content, practices, availability, performance, or security. Your use of third-party platforms is subject to the terms, policies, and practices of those third parties, not the Institute.


6.2. No Liability for Third-Party Services. The Institute shall not be liable for any loss, damage, interruption, or harm arising from your use of or inability to use third-party services, including but not limited to outages, data breaches, technical failures, or changes to third-party platforms.


6.3. Internet, Browser and System Requirements. You may need a high-speed Internet connection and/or minimum system and/or browser requirements to access and use certain aspects of the Institute Products.


6.4. Mobile Networks. When you access the Institute Products through a mobile network, your network or roaming provider’s messaging, data and other rates and fees will apply.
Downloading, installing or using certain Products may be prohibited or restricted by your network provider and not all Products may work with your network provider or device.


6.5. Consent to Messages. When you use the Institute Products, you may be given the opportunity to consent to receive communications from us through email, text, and/or mobile push notifications. Standard text and calling rates will apply. You can opt out of promotional communications by following the “Unsubscribe” directions for emails, through the settings of the Institute Product, or, if via text message, by responding STOP. YOU ACKNOWLEDGE THAT YOU ARE NOT REQUIRED TO CONSENT TO RECEIVE PROMOTIONAL TEXTS OR CALLS AS A CONDITION OF USING THE INSTITUTE PRODUCTS.


6.6. App Permissions. When you use the Institute Products, you may grant certain permissions to us for your device and/or accounts. Most mobile device platforms provide additional information regarding these permissions and how, if possible, to changes your permission settings. By downloading, installing or using the Institute Products, you agree to receive automatic software updates (as applicable).


6.7. Commercial, Marketing, or Branding Use Prohibited. Except as expressly licensed, we do not allow uses of the Institute Products, or other Institute intellectual property, that are commercial or business-related, including uses in marketing or branding, or that advertise or offer to sell or promote products or services (whether or not for profit), or that solicit others (including solicitations for contributions or donations).


6.8. Malware. You agree not to knowingly or recklessly introduce a virus or other harmful component, or otherwise tamper with, impair or damage any Institute Product or connected network, or interfere with any person or entity’s use or enjoyment of any Institute Product.


6.9. Affiliate Advertising Programs. The Institute reserves the right to participate in any affiliate advertising programs designed to provide a means for websites, apps, or services to earn advertising fees by advertising and linking to third party retail sites.

7. ​DISCLAIMERS AND LIMITATION OF LIABILITY.

7.1. Disclaimer of Warranties.

 

ALL OF THE INSTITUTE’S PRODUCTS, CONTENT, AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES OF ANY KIND, UNLESS EXPRESSLY SET OUT IN THESE TERMS, TO THE FULLEST EXTENT PERMITTED BY LAW, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF ANY COURSE OF DEALING OR TRADE USAGE. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ACCURATE OR ERROR FREE, OR THAT ANY CONTENT WILL BE SECURE OR NOT LOST OR ALTERED.

 

YOU ACCEPT AND AGREE THAT ANY USE OF OUR SERVICES, MATERIALS, OR ANY CONTENT DISPLAYED OR DISTRIBUTED BY US, IS AT YOUR SOLE RISK AND YOU WILL NOT RELY ON US AS A SOLE SOURCE OF TRUTH OR FACTUAL INFORMATION, OR AS A SUBSTITUTE FOR PROFESSIONAL ADVICE.

 

PLEASE EMAIL US AT INFO@INSTITUTETRANSLATOR.COM FOR ASSISTANCE IF AN INSTITUTE PRODUCT IS NOT WORKING PROPERLY. It is your responsibility to ensure you follow Product’s instructions, have the minimum system requirements, update software as recommended, and consult our customer service resources if you encounter a problem with the Products.

 

7.2. Limitation of Liability. We shall not be liable for delay or failure in performance for causes beyond our control or any other damage which does not result from a breach of our obligations under this Agreement.

 

We are not liable for business losses. We only supply products for your personal, educational, noncommercial, and domestic use. If you use the products for any other purpose we will have no liability to you for any loss of profit, loss of business, business interruption, loss of business opportunity, or similar loss.

 

WE ARE NOT RESPONSIBLE FOR ANY LACK OF FUNCTIONALITY OR FAILURE TO PROVIDE ANY PART OF THE INSTITUTE PRODUCT(S), OR ANY LOSS OF CONTENT OR DATA THAT IS DUE TO: YOUR EQUIPMENT, DEVICES, OPERATING SYSTEM OR INTERNET CONNECTION; OR YOUR FAILURE TO COMPLY WITH SPECIFIED COMPATIBILITY REQUIREMENTS.

 

TO THE FULLEST EXTENT PERMITTED BY LAW, THE INSTITUTE, ITS OFFICERS, DIRECTORS, INSTRUCTORS, EMPLOYEES, CONTRACTORS, VOLUNTEERS, AFFILIATES OR LICENSORS, SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS, PROPERTY DAMAGE, OR REPUTATIONAL HARM, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE INSTITUTE’S PRODUCTS, , EVEN IF WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, NOR SHALL WE BE HELD LIABLE FOR DELAY OR FAILURE IN PERFORMANCE RESULTING FROM CAUSES BEYOND OUR REASONABLE CONTROL.

 

IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY AND ALL CLAIMS, DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID FOR THE PRODUCT THAT GAVE RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE LIABILITY; OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

 

Some states do not allow the disclaimer of certain warranties or the limitation of certain damages, so some or all of the terms above may not apply to you, and you may have additional rights. In that case, this Agreement only limit our responsibilities to the maximum extent permissible in your state of residence.

 

7.3. Release. You hereby release and discharge the Institute and its representatives from any and all claims, demands, or causes of action arising out of or related to your use or reliance on the Products, except where prohibited by law.

 

7.4. Indemnity. To the extent permitted by law, you agree to defend, indemnify, and hold harmless the Institute and its officers, directors, instructors, employees, contractors, volunteers, agents, and affiliates, from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Institute Products or services, or any violation of this Agreement.

 

The Institute reserves the right to assume the exclusive defense and control of any matter subject to indemnification, at your expense, and you agree to cooperate fully in such defense. 

​8. BINDING ARBITRATION AND CLASS ACTION WAIVER.

PLEASE READ THIS PROVISION CAREFULLY—YOU ARE AGREEING TO RESOLVE ALL DISPUTES BETWEEN YOU AND THE INSTITUTE THROUGH BINDING INDIVIDUAL ARBITRATION AND INCLUDE A CLASS ACTION WAIVER AND JURY TRIAL WAIVER.

 

You and the Institute agree to resolve, by binding individual arbitration as provided below, all Disputes (including any related disputes involving the Institute, its subsidiaries, or its affiliates, and those related to intellectual property rights) except for: (i) any claim within the jurisdiction of a small claims court consistent with the jurisdictional and dollar limits that may apply, as long as it is an individual dispute and not a class action. Notwithstanding the foregoing, either party may seek temporary, preliminary, or permanent injunctive relief in a court of competent jurisdiction to protect its intellectual property rights. “Dispute” includes any claim, dispute, action, or other controversy, whether based on past, present, or future events, whether based in contract, tort, statute, or common law, between you and the Institute concerning the Institute Products or this Agreement, or this exclusive authority to resolve any dispute relating to the interpretation, applicability, or enforceability of these terms or the formation of this contract, including, without limitation, the arbitrability of any dispute, and any claim that all or any part of this Agreement is void or voidable.

 

YOU AND THE INSTITUTE AGREE TO WAIVE CLASS ACTION PROCEDURES.

 

Neither you nor the Institute will seek to have a dispute heard as a class action or private attorney general action or in any other proceeding in which any party acts or proposes to act in a representative capacity. You and we agree not to, and expressly waive any right to, file a class action or seek relief on a class basis. No arbitration or proceeding can be combined with another without the prior written consent of all parties to the applicable arbitrations or proceedings. If this waiver of class or consolidated actions is deemed invalid or unenforceable, neither you nor we are entitled to arbitration; instead, all Disputes will be resolved in a court.

 

8.1.   Small Claims Court. Subject to applicable jurisdictional requirements, you or we may elect to pursue a Dispute in a local small claims court rather than through the informal dispute resolution process described below or arbitration, so long as the matter remains in small claims court and proceeds only on an individual basis. If a party has already submitted an arbitration demand, the other party may, in its sole discretion, inform the arbitral forum that it chooses to have the Dispute heard in small claims court. At that time, the arbitral forum will close the arbitration and the Dispute will be heard in the appropriate small claims court, with no fees due from the arbitration respondent.

 

8.2.  Informal Dispute Resolution. In the event of a Dispute, you and the Institute agree to attempt to avoid the costs of formal dispute resolution by giving each party a full and fair opportunity to address and resolve the Dispute informally. Except for those Disputes eligible to be resolved in small claims court, the claiming party must send to the other party a notice of a Dispute, which is a written statement that sets forth the name, address, and contact information of the party giving the notice, detailed factual information sufficient to evaluate the merits of the claiming party’s individualized claim, and the specific relief sought, including whatever amount of money is demanded and the means by which the demanding party calculated the claimed damages. You must send any notice of a Dispute to info@institutetranslator.com. We will send any notice of a Dispute to you at the contact information we have available for you, which may include, if applicable, the contact information associated with your Institute account. You and the Institute will attempt to resolve a Dispute through informal negotiation within sixty (60) days beginning from the date the notice of a Dispute is sent. This informal negotiation requires an individual meet-and-confer in person, or via teleconference or videoconference, that addresses only the Dispute between you and the Institute (the “Conference”). If you are represented by counsel, your counsel may participate in the Conference, but you will also need to individually participate. The Institute will participate in the Conference through one or more representatives, which may include our counsel. After the end of the sixty (60) day informal negotiation period and not before, and only after the completion of the Conference with respect to a claim, you or we may commence an arbitration proceeding regarding that claim. Nothing in this paragraph is intended to prohibit the parties from engaging in informal communications to resolve the initiating party’s claims before, during, or after any Conference or filing in small claims court. Each party agrees that a court may enter injunctive relief to enforce the pre-filing requirements of this paragraph, including an injunction to stay an arbitration that has been commenced in violation of this paragraph.

 

8.3.  Arbitration Process and Rules. If you and the Institute do not resolve a dispute by informal negotiation or in small claims court, the dispute shall be resolved by binding arbitration. The Federal Arbitration Act, 9 U.S.C. §§ 1-16, including its procedural provisions, and not state law, governs the interpretation and enforcement of this arbitration agreement. Any demand for arbitration must be filed with the American Arbitration Association (“AAA”) (https://www.adr.org/). If AAA is not available to arbitrate, the arbitration will be conducted by Arbitration Resolution Services, Inc, (“ARS”) (https://www.arbresolutions.com/). The rules of the arbitral forum will govern all aspects of this arbitration, except to the extent those rules conflict with this Agreement. The arbitration will be conducted by a single, neutral arbitrator. Arbitration may be conducted in person, through the submission of documents, by phone, or online. Proceedings that cannot be conducted through the submission of documents, by phone, or online will take place in Seattle, Washington State; provided, however, that if you can demonstrate that arbitration in Seattle would create an undue burden to you, the arbitrator may hold an in-person hearing in your hometown area. You and the Institute agree to submit to the exclusive jurisdiction of the federal or state courts located in Seattle, Washington State, in order to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. The arbitrator may award damages to either party individually as a court could, including declaratory or injunctive relief, but only to the extent required to satisfy such party’s individual claim.

 

8.4.  Fees. If we initiate an arbitration against you, we will pay all costs associated with the arbitration, including the entire filing fee. If you are the party initiating an arbitration, you will be responsible for the nonrefundable initial filing fee and other applicable fees, as required by AAA or ARS. AAA sets forth fees for its services, which are available at https://www.adr.org/rules-forms-and-fees/. ARS sets forth fees for its services, which are available at https://www.arbresolutions.com/fees-2/. If the arbitrator finds that either the substance of a claim or the relief sought violate the representation requirements of Federal Rule of Civil Procedure 11, to the extent permitted by law, the arbitrator shall have the same power to award sanctions consistent with that rule.

 

8.5.  Settlement Offers and Offers of Judgment. At least ten (10) calendar days before the date set for an arbitration hearing with respect to a Dispute, you or we may serve a written offer of judgment on the other party to allow judgment on specified terms. If the offer is accepted, the offer with proof of acceptance shall be submitted to the arbitrator, who shall enter judgment accordingly. If the offer is not accepted prior to the arbitration hearing or within thirty (30) calendar days after the offer is made, whichever is first, it shall be deemed withdrawn and cannot be given as evidence in the arbitration. If an offer made by one party is not accepted by the other party, and the other party fails to obtain a more favorable award, the other party shall not recover their post-offer costs and shall pay the offering party’s costs (including all fees paid to the arbitral forum) from the time of the offer.

 

8.6.  Arbitration Agreement Survival. This arbitration agreement will survive the termination of your relationship with the Institute, including any revocation of consent or other action by you to end your engagement with or use of any Institute Products or any communication with us.

 

8.7.  Opt-out. You may opt out of this arbitration agreement via mail. If you do so, neither party can force the other party to arbitrate. To opt out, you must notify us in writing no later than thirty (30) calendar days after first becoming subject to this arbitration agreement; otherwise you shall be bound to arbitrate Disputes on a non-class basis in accordance with this Agreement. If you opt out of only the arbitration provisions, and not also the class action waiver, the class action waiver still applies. You may not opt out of only the class action waiver and not also the arbitration provisions. Your opt-out notice must include your name and address, the email address you used to set up your Institute account (if you have one), and an unequivocal statement that you want to opt out of this arbitration agreement (and, if applicable, that you want to opt out of the class action waiver). You must send your opt-out notice to info@institutetranslator.com. For clarity, opt-out notices submitted via email will not be effective.

 

If you have questions or concerns about the meaning of any provision of this arbitration agreement, please feel free to seek the counsel of an attorney. We thank you for understanding why it is important that we agree on the process for addressing disputes.

9. ​ADDITIONAL PROVISIONS.

9.1.  Choice of Law. This Agreement and any dispute arising out of or related to the Institute or the Products it provides, shall be governed by and construed in accordance with the laws of the State of Washington and the laws of the United States, without giving effect to any conflict of laws principles.


9.2.  Choice of Forum. You agree that any action at law or proceeding, or in equity, arising out of or relating to this Agreement, to the Institute, or to any of the Products or services the Institute provides, and that is not subject to arbitration, shall be filed, and that venue properly lies, only in the state or federal courts located in Seattle, Washington State, United States of America, and you consent and submit to the personal jurisdiction and venue of such courts for the purposes of litigating such action.


9.3.  Severability. If any provision of this Agreement is found to be invalid, unlawful, void or unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.

If you do not comply with this Agreement, and we do not take immediate action, this does not indicate that we relinquish any rights that we may have (such as taking action in the future).


9.4.  Survival. All the provisions of this Agreement which by their nature should survive the termination of this Agreement shall survive such termination, including but not limited to the restrictions, disclaimers, limitations, our rights to use submitted content, and rules regarding dispute resolution in Sections 1, 2, 3, 4, 5, 6, 7 and 8 as well as the general provisions in this Section 9.


9.5.  Waiver. No waiver of any provision of this Agreement by us shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.


9.6.  Contact Information. If you have any concerns about this Agreement, or your use of our Products, please contact us at info@institutetranslator.com with a detailed description, and we will try to resolve it.


9.7. Notice for California Users. Under California Civil Code Section 1789.3, California website users are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210.